Analysis
Teaching positions in New York typically start around $37,000-$39,000 based on comparable education programs statewide, and with an estimated $23,250 in debt, Niagara's program appears positioned near the middle of the pack. The debt-to-earnings ratio of 0.60 suggests graduates could manage loan payments on a starting teacher salary, though teacher compensation in the state varies considerably by district—from struggling rural schools to better-funded suburban districts where salaries climb faster.
The challenge with Niagara's program is that we're working with estimates derived from peer programs rather than actual graduate outcomes, so there's inherent uncertainty about how this specific cohort fares. What we do know is that New York education majors generally start below the national median ($38,660), and debt loads at comparable programs in the state cluster around $23,000. The state's teacher shortage in certain subjects and regions could create opportunities, but first-year earnings remain modest regardless of demand.
For families considering this investment, the key question is whether your child has strong preference for Niagara specifically—perhaps for its Catholic mission or campus environment—since the financial picture doesn't distinguish it from more affordable SUNY options that produce similar outcomes. If teaching is the goal and cost matters, exploring state schools with reported data might reduce both debt and uncertainty.
Where Niagara University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in New York
Education bachelors's programs at peer institutions in New York (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,135 | $38,660* | — | $23,250* | — | |
| $7,630 | $39,046* | $45,140 | $21,422* | 0.55 | |
| $8,678 | $35,267* | $46,883 | $26,000* | 0.74 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Niagara University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.