Analysis
A finance bachelor's degree from Niagara lands you in the middle of New York's wide spectrum—where similar programs suggest first-year earnings around $51,200, far behind Fordham's $84,000 or even RIT's $57,000. For families weighing an accessible private university (85% admission rate) against higher-tier alternatives, this positioning matters. You're likely paying similar tuition to competitive private schools but tracking toward outcomes that look more like the state median.
The estimated $25,700 in debt sits close to what finance graduates typically carry across New York, yielding a manageable 0.50 debt-to-earnings ratio. Based on comparable programs statewide, this debt load shouldn't crush early-career budgets. However, the earnings gap is substantial—peer programs at schools like Syracuse and Binghamton consistently produce graduates earning $20,000+ more in year one, which compounds significantly over a career in finance where early salary often determines trajectory.
The practical question: does Niagara's smaller setting and higher acceptance rate justify tracking toward middle-tier outcomes when the state's public flagships and competitive privates demonstrate notably stronger earning potential? If your child thrives in intimate environments and needs accessible admissions, the debt picture won't derail them. But if they can secure admission to higher-ranked programs, the earnings difference—visible from day one in this data—makes those alternatives worth serious consideration, especially in finance where pedigree and network effects matter.
Where Niagara University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in New York
Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,135 | $51,244* | — | $25,722* | — | |
| $61,992 | $83,789* | $112,777 | $26,850* | 0.32 | |
| $10,363 | $73,598* | $94,174 | $15,000* | 0.20 | |
| $63,061 | $72,819* | $91,086 | $27,000* | 0.37 | |
| $51,424 | $61,246* | $81,127 | $26,000* | 0.42 | |
| $57,016 | $56,513* | $86,145 | $23,250* | 0.41 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Niagara University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 27 similar programs in NY. Actual outcomes may vary.