Analysis
The earnings-to-debt balance here looks workable on paper—similar social sciences programs in New York suggest first-year earnings around $35,600 against roughly $26,800 in debt, producing a 0.75 ratio that sits below the concerning 1.0 threshold. That said, peer programs at schools like NYU and Manhattan University show first-year earnings $8,000 to $13,000 higher, which raises questions about whether Niagara's specific program provides the same career preparation or alumni network strength as competitors charging similar tuition. The national benchmark of $37,500 also suggests that New York social sciences graduates broadly trail their peers elsewhere, making location and field choice important considerations beyond just this school's outcomes.
The bigger uncertainty is what "social sciences" means at Niagara specifically. This broad category includes everything from economics (which can lead to analyst roles) to sociology (often requiring graduate work for career advancement). Without knowing the concentration options, internship placement, or whether graduates typically pursue graduate school, it's difficult to assess whether $35,600 represents a launching pad or a ceiling. The 85% admission rate and moderate test scores suggest a less selective student body, which may influence both the rigor of coursework and employer perceptions.
For families considering this investment, request specifics: What concentrations does the program offer? Where do recent graduates actually work? What percentage continue to graduate school within two years? The estimated figures suggest reasonable debt, but without concrete outcomes data from Niagara itself, you're essentially betting on a median New York result rather than evidence this particular program delivers it.
Where Niagara University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in New York
Social Sciences bachelors's programs at peer institutions in New York (35 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,135 | $35,607* | — | $26,786* | — | |
| $60,438 | $49,016* | $64,549 | $27,000* | 0.55 | |
| $50,850 | $41,062* | $85,294 | $26,080* | 0.64 | |
| $21,810 | $40,111* | $38,937 | $33,937* | 0.85 | |
| $22,106 | $36,726* | $36,556 | $26,978* | 0.73 | |
| $34,535 | $34,488* | $45,948 | $24,500* | 0.71 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Niagara University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in NY. Actual outcomes may vary.