Median Earnings (1yr)
$43,827
61st percentile
Median Debt
$3,403
56% below national median
Debt-to-Earnings
0.08
Manageable
Sample Size
277
Adequate data

Analysis

North American Trade Schools offers an unusually good deal in ground transportation training: graduates leave with just $3,403 in debt—less than half the state median and 56% below the national average—while still earning slightly above the Maryland median right out of the gate. That minimal debt load translates to a ratio of just 0.08, meaning graduates could theoretically pay off their entire debt with less than one month's salary. This is one of the few programs where the financial risk is genuinely low.

Earnings start at $43,827 and climb to $51,759 by year four, an 18% increase that shows solid career trajectory in the commercial driving or transportation logistics field. While Hagerstown Community College's program produces higher earners at $53,495, it's worth considering whether that premium justifies potentially higher debt or a longer commute for Baltimore-area families. North American Trade Schools ranks in the 60th percentile among Maryland programs, meaning it outperforms most alternatives in the state.

For parents weighing trade school options, this represents a low-stakes entry into a stable industry. The combination of rock-bottom debt and immediate employability means your child can start building savings and career momentum within months of completing the program, rather than spending years digging out from under loan payments.

Where North American Trade Schools Stands

Earnings vs. debt across all ground transportation certificate's programs nationally

North American Trade SchoolsOther ground transportation programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How North American Trade Schools graduates compare to all programs nationally

North American Trade Schools graduates earn $44k, placing them in the 61th percentile of all ground transportation certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Ground Transportation certificate's programs at peer institutions in Maryland (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
North American Trade Schools$43,827$51,759$3,4030.08
Hagerstown Community College$53,495$47,311$4,7500.09
All-State Career-Baltimore$43,160$44,787$6,3330.15
National Median$41,414—$7,7060.19

Other Ground Transportation Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Hagerstown Community College
Hagerstown
$4,320$53,495$4,750
All-State Career-Baltimore
Baltimore
—$43,160$6,333

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At North American Trade Schools, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 277 graduates with reported earnings and 319 graduates with debt data. Small samples may not be representative.