Business Administration, Management and Operations at North Central Michigan College
Associate's Degree
ncmich.eduAnalysis
North Central Michigan College's business program shows limited concrete outcomes data, but what we can piece together from similar Michigan programs suggests modest but manageable financial returns. Peer programs across the state typically start graduates around $35,000, which aligns with the national median for associate-level business degrees. That four-year earning figure of $42,092 represents real growth—a 21% jump that indicates this credential can help students advance beyond entry-level positions. The estimated $13,925 debt load translates to a 0.40 debt-to-earnings ratio, meaning graduates would owe less than half their first-year salary, a workable number by any reasonable standard.
The challenge is competitive positioning. Michigan's stronger community college business programs—Macomb, Lansing, Grand Rapids—report first-year earnings in the low $40,000s, roughly $8,000 higher than what North Central's peer group suggests. That gap matters when you're weighing options within the state. The geographic factor looms large here: Petoskey sits in a rural northern Michigan economy where business opportunities may be fewer than in the Detroit or Grand Rapids metro areas where top-performing programs operate.
For families in northern Michigan seeking an affordable local option, this program delivers reasonable value at a manageable cost. Just understand you're looking at estimates based on similar programs rather than North Central's specific track record, and stronger alternatives exist if relocation to larger Michigan markets is feasible.
Where North Central Michigan College Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| North Central Michigan College | — | $42,092 | — |
| Macomb Community College | $43,491 | $46,862 | +8% |
| Oakland Community College | $35,493 | $44,504 | +25% |
| Delta College | $33,957 | $43,629 | +28% |
| Washtenaw Community College | $41,152 | $43,361 | +5% |
Compare to Similar Programs in Michigan
Business Administration, Management and Operations associates's programs at peer institutions in Michigan (43 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,267 | $34,837* | $42,092 | $13,925* | — | |
| $3,600 | $43,491* | $46,862 | $9,500* | 0.22 | |
| $4,010 | $43,026* | $37,632 | $17,248* | 0.40 | |
| $4,059 | $41,712* | $38,923 | $13,925* | 0.33 | |
| $2,736 | $41,152* | $43,361 | $19,691* | 0.48 | |
| $12,810 | $40,585* | $40,078 | $23,937* | 0.59 | |
| National Median | — | $33,977* | — | $13,980* | 0.41 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Central Michigan College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in MI. Actual outcomes may vary.