Median Earnings (1yr)
$34,940
67th percentile (60th in AZ)
Median Debt
$20,500
18% below national median
Debt-to-Earnings
0.59
Manageable
Sample Size
419
Adequate data

Analysis

Northern Arizona University's biology program outperforms most national competitors while keeping debt manageable, making it a solid choice for students headed toward graduate school or career pivots. With first-year earnings of $34,940—beating 67% of biology programs nationwide—graduates start ahead of the typical biology major who earns around $32,300. The debt load of $20,500 is notably lower than the national average of $25,000, creating a reasonable debt-to-earnings ratio of 0.59.

What's particularly encouraging is the strong earnings trajectory, with graduates seeing 30% income growth by their fourth year out, reaching $45,255. Among Arizona's biology programs, NAU ranks solidly in the 60th percentile, trailing only the University of Arizona among major state schools. Given that many biology majors pursue additional education or use their degree as a stepping stone to other careers, starting with less debt provides valuable flexibility.

The robust sample size gives confidence in these numbers, and NAU's 91% admission rate means most qualified students can access this program. For parents worried about their child taking on excessive debt while exploring science careers, this program offers a financially sensible path that doesn't close doors down the line.

Where Northern Arizona University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Northern Arizona UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Arizona University graduates compare to all programs nationally

Northern Arizona University graduates earn $35k, placing them in the 67th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arizona

Biology bachelors's programs at peer institutions in Arizona (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Arizona University$34,940$45,255$20,5000.59
University of Arizona$37,020$44,256$23,5000.63
Arizona State University Digital Immersion$34,206$46,169$21,2500.62
Arizona State University Campus Immersion$34,206$46,169$21,2500.62
Grand Canyon University$30,775$43,156$26,9210.87
National Median$32,316—$25,0000.77

Other Biology Programs in Arizona

Compare tuition, earnings, and debt across Arizona schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Arizona
Tucson
$13,626$37,020$23,500
Arizona State University Digital Immersion
Scottsdale
—$34,206$21,250
Arizona State University Campus Immersion
Tempe
$12,051$34,206$21,250
Grand Canyon University
Phoenix
$17,450$30,775$26,921

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Arizona University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 419 graduates with reported earnings and 483 graduates with debt data. Small samples may not be representative.