Median Earnings (1yr)
$53,962
51st percentile
Median Debt
$20,594
12% below national median

Analysis

Northern Arizona University's finance program delivers solid outcomes nationally but lags behind what you'd expect in Arizona. At $53,962 in first-year earnings, graduates earn close to the national median but fall $9,000 below Arizona's medianβ€”placing this program in just the 40th percentile statewide. When U of A and ASU graduates start at $63,000-$66,000, that gap matters for students staying in-state.

The debt situation offers some relief: at $20,594, it's lighter than the national median and translates to a manageable 0.38 debt-to-earnings ratio. Graduates should be able to handle loan payments without excessive strain. The 15% earnings bump to $62,091 after four years shows reasonable career progression, though it doesn't close the gap with Arizona's top programs.

The practical question comes down to cost. If your child qualifies for in-state tuition and keeps borrowing modest, this program works as an affordable entry point into finance careers. But if competing offers from ASU or U of A come with similar net costs, those programs deliver meaningfully stronger early earnings. The 91% admission rate suggests NAU is accessible, but that same accessibility hasn't translated into the earning power Arizona's competitive finance job market typically rewards.

Where Northern Arizona University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How Northern Arizona University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Northern Arizona University$53,962$62,091+15%
University of Arizona$66,427$84,392+27%
Arizona State University Campus Immersion$63,054$75,397+20%
Grand Canyon University$53,853$71,406+33%
University of Phoenix-Arizona$70,963$59,017-17%

Compare to Similar Programs in Arizona

Finance and Financial Management Services bachelors's programs at peer institutions in Arizona (5 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Arizona UniversityFlagstaff$12,652$53,962$62,091$20,5940.38
University of Phoenix-ArizonaPhoenix$9,552$70,963$59,017$48,4690.68
University of ArizonaTucson$13,626$66,427$84,392$20,6280.31
Arizona State University Campus ImmersionTempe$12,051$63,054$75,397$18,0000.29
Grand Canyon UniversityPhoenix$17,450$53,853$71,406$27,0000.50
National Medianβ€”$53,590β€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Arizona University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 180 graduates with reported earnings and 182 graduates with debt data. Small samples may not be representative.