Median Earnings (1yr)
$49,588
53rd percentile
Median Debt
$19,468
9% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
26
Limited data

Analysis

Northern Arizona University's mathematics program comes with an important caveat: with fewer than 30 graduates in the sample, these numbers could shift substantially year to year. That said, the data suggests a modest return on investment that lags behind Arizona's stronger programs. While graduates earn slightly above the national median ($49,588 versus $48,772), they fall in the 40th percentile among Arizona schools—meaning 60% of math programs in the state produce better initial outcomes. The gap is real: University of Arizona math grads start at $54,781, about $5,200 more annually.

The debt load of $19,468 is manageable in absolute terms, creating a debt-to-earnings ratio of 0.39 that most graduates can handle. However, borrowers here carry typical debt for Arizona math majors while earning below the state median of $52,729. The 7% earnings growth to year four brings graduates to $53,204—respectable but not exceptional momentum.

For Arizona families, this program represents a safe bet rather than an optimal one. If your child has admission offers from U of A or ASU for mathematics, those programs show stronger earning potential. NAU makes sense primarily for students who value Flagstaff's location, need the accessibility of a 91% admission rate, or have compelling reasons to stay local. Just remember these numbers are based on a small sample and may not fully capture long-term outcomes.

Where Northern Arizona University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Northern Arizona UniversityOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Arizona University graduates compare to all programs nationally

Northern Arizona University graduates earn $50k, placing them in the 53th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arizona

Mathematics bachelors's programs at peer institutions in Arizona (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Arizona University$49,588$53,204$19,4680.39
University of Arizona$54,781$69,476$18,9990.35
Arizona State University Campus Immersion$52,729$64,265$21,5000.41
National Median$48,772—$21,5000.44

Other Mathematics Programs in Arizona

Compare tuition, earnings, and debt across Arizona schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Arizona
Tucson
$13,626$54,781$18,999
Arizona State University Campus Immersion
Tempe
$12,051$52,729$21,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Arizona University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.