Median Earnings (1yr)
$38,247
60th percentile
Median Debt
$20,500
22% below national median
Debt-to-Earnings
0.54
Manageable
Sample Size
115
Adequate data

Analysis

Northern Arizona University's social work program produces graduates who earn slightly above the national median but trail the state's top performers. Starting at $38,247, graduates earn more than the typical social work major nationally (60th percentile), yet lag behind both Arizona State and Grand Canyon University graduates in Arizona, placing this program at the 40th percentile statewide. Over four years, earnings grow modestly to just over $40,000—a 5% gain that keeps pace with what social work typically offers.

The debt picture offers some relief. At $20,500, borrowers owe $5,900 less than the national median for social work programs, though this debt level is exactly average for Arizona. The debt-to-earnings ratio of 0.54 is manageable—graduates owe about half their first-year salary—but it's worth noting that debt falls in the 83rd percentile nationally, meaning most social work programs saddle students with even more.

For Arizona families, the calculus is straightforward: NAU costs the same as in-state alternatives but delivers lower earnings. If your child is committed to social work and NAU's location or campus culture matters, the reasonable debt makes this workable. But purely on economic terms, ASU's program offers a $1,600 annual earnings advantage for the same debt load. Social work won't make anyone wealthy, but starting $1,000 ahead annually compounds over a career.

Where Northern Arizona University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Northern Arizona UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Arizona University graduates compare to all programs nationally

Northern Arizona University graduates earn $38k, placing them in the 60th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arizona

Social Work bachelors's programs at peer institutions in Arizona (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Arizona University$38,247$40,193$20,5000.54
Arizona State University Campus Immersion$39,842$43,773$20,0000.50
Grand Canyon University$39,017$40,452$35,9590.92
National Median$37,296—$26,3620.71

Other Social Work Programs in Arizona

Compare tuition, earnings, and debt across Arizona schools

SchoolIn-State TuitionEarnings (1yr)Debt
Arizona State University Campus Immersion
Tempe
$12,051$39,842$20,000
Grand Canyon University
Phoenix
$17,450$39,017$35,959

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Arizona University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 115 graduates with reported earnings and 187 graduates with debt data. Small samples may not be representative.