Analysis
Northern Arizona University's social work program produces graduates who earn slightly above the national median but trail the state's top performers. Starting at $38,247, graduates earn more than the typical social work major nationally (60th percentile), yet lag behind both Arizona State and Grand Canyon University graduates in Arizona, placing this program at the 40th percentile statewide. Over four years, earnings grow modestly to just over $40,000—a 5% gain that keeps pace with what social work typically offers.
The debt picture offers some relief. At $20,500, borrowers owe $5,900 less than the national median for social work programs, though this debt level is exactly average for Arizona. The debt-to-earnings ratio of 0.54 is manageable—graduates owe about half their first-year salary—but it's worth noting that debt falls in the 83rd percentile nationally, meaning most social work programs saddle students with even more.
For Arizona families, the calculus is straightforward: NAU costs the same as in-state alternatives but delivers lower earnings. If your child is committed to social work and NAU's location or campus culture matters, the reasonable debt makes this workable. But purely on economic terms, ASU's program offers a $1,600 annual earnings advantage for the same debt load. Social work won't make anyone wealthy, but starting $1,000 ahead annually compounds over a career.
Where Northern Arizona University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Northern Arizona University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Northern Arizona University | $38,247 | $40,193 | +5% |
| New York University | $26,837 | $64,289 | +140% |
| University of Nevada-Reno | $40,530 | $63,320 | +56% |
| Arizona State University Campus Immersion | $39,842 | $43,773 | +10% |
| Grand Canyon University | $39,017 | $40,452 | +4% |
Compare to Similar Programs in Arizona
Social Work bachelors's programs at peer institutions in Arizona (3 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,652 | $38,247 | $40,193 | $20,500 | 0.54 | |
| $12,051 | $39,842 | $43,773 | $20,000 | 0.50 | |
| $17,450 | $39,017 | $40,452 | $35,959 | 0.92 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Arizona University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 115 graduates with reported earnings and 187 graduates with debt data. Small samples may not be representative.