Median Earnings (1yr)
$37,514
95th percentile (60th in MA)
Median Debt
$8,462
18% below national median
Debt-to-Earnings
0.23
Manageable
Sample Size
26
Limited data

Analysis

Northern Essex Community College's Health and Medical Administrative Services certificate punches well above its weight nationally—graduates earn $37,514 right out of the gate, crushing the national median of $27,783 by nearly $10,000. That's 95th percentile performance nationwide, and the $8,462 debt load is similarly impressive. For a community college certificate program, this represents an exceptionally quick path to stable income with minimal financial risk.

The Massachusetts context brings this down to earth somewhat. At the 60th percentile statewide, Northern Essex sits comfortably in the middle of the pack among Bay State programs, essentially matching the state median. Earnings barely budge over four years—from $37,514 to $37,697—which suggests graduates find their salary level quickly and stay there. This isn't a trajectory toward management; it's training for solid, steady work in medical office administration.

The small sample size (under 30 graduates) means these numbers could shift year to year, but the fundamental equation is sound: spend under $8,500 to access a field paying nearly $38,000 annually. With a debt-to-earnings ratio of just 0.23, most graduates could realistically pay off their loans within a year or two of full-time work. For families seeking affordable credentials that lead directly to employment, particularly those already in the Merrimack Valley area, this certificate delivers exactly what it promises—no more, but certainly no less.

Where Northern Essex Community College Stands

Earnings vs. debt across all health and medical administrative services certificate's programs nationally

Northern Essex Community CollegeOther health and medical administrative services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Essex Community College graduates compare to all programs nationally

Northern Essex Community College graduates earn $38k, placing them in the 95th percentile of all health and medical administrative services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Health and Medical Administrative Services certificate's programs at peer institutions in Massachusetts (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Essex Community College$37,514$37,697$8,4620.23
Motoring Technical Training Institute$36,643$29,541$9,5000.26
Bunker Hill Community College$35,298$42,411——
National Median$27,783—$10,3720.37

Other Health and Medical Administrative Services Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Motoring Technical Training Institute
Seekonk
—$36,643$9,500
Bunker Hill Community College
Boston
$5,520$35,298—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Essex Community College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.