Median Earnings (1yr)
$44,857
33rd percentile (40th in IL)
Median Debt
$25,044
16% above national median
Debt-to-Earnings
0.56
Manageable
Sample Size
58
Adequate data

Analysis

Northern Illinois University's mathematics program starts slower than you might hope—graduates earn about $45,000 in their first year, landing below both the national and Illinois medians for math majors. Within the state, this places the program at just the 40th percentile, meaning six in ten Illinois math programs produce higher initial earnings. The gap is notable: NIU math grads start about $8,000 behind the state median and trail programs like DePaul and Illinois State by significant margins.

The program's strength reveals itself over time. Earnings climb 33% to nearly $60,000 by year four, demonstrating solid career trajectory even if the starting point lags. The debt picture helps: at $25,000, it's manageable despite being slightly above state norms, creating a debt-to-earnings ratio of 0.56 that suggests graduates can handle repayment without excessive strain. For families considering NIU's lower tuition compared to private alternatives, this matters—you're not paying premium prices for below-average outcomes.

The real question is whether your child needs the earnings firepower that top Illinois programs deliver. If they're capable of admission to Northwestern or University of Chicago (where math grads start near $80,000-$100,000), the NIU trajectory looks underwhelming. But if NIU's 70% admission rate and access to Pell-eligible students reflects your family's situation, this program offers a legitimate math degree with reasonable debt and upward mobility—just understand you're trading a slower start for affordability.

Where Northern Illinois University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Northern Illinois UniversityOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Illinois University graduates compare to all programs nationally

Northern Illinois University graduates earn $45k, placing them in the 33th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Illinois

Mathematics bachelors's programs at peer institutions in Illinois (48 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Illinois University$44,857$59,728$25,0440.56
University of Chicago$100,421$107,611$12,0000.12
Northwestern University$79,530$85,521$12,4180.16
DePaul University$55,586$75,420$26,1540.47
Illinois State University$52,597$56,681$20,3090.39
McKendree University$51,157$51,631$21,7500.43
National Median$48,772—$21,5000.44

Other Mathematics Programs in Illinois

Compare tuition, earnings, and debt across Illinois schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Chicago
Chicago
$66,939$100,421$12,000
Northwestern University
Evanston
$65,997$79,530$12,418
DePaul University
Chicago
$44,460$55,586$26,154
Illinois State University
Normal
$16,021$52,597$20,309
McKendree University
Lebanon
$34,070$51,157$21,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Illinois University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 58 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.