Median Earnings (1yr)
$58,970
95th percentile (95th in KY)
Median Debt
$29,875
12% above national median
Debt-to-Earnings
0.51
Manageable
Sample Size
69
Adequate data

Analysis

Northern Kentucky University's Health Services program punches well above its weight class. Graduates earn $58,970 in their first year—nearly 70% more than the typical Kentucky program and 67% higher than the national median. This places NKU in the 95th percentile both statewide and nationally, despite the university's open admission policy. The program significantly outperforms even Western Kentucky's offering, which sits $17,000 lower in first-year earnings.

The debt picture sweetens the deal considerably. At $29,875, borrowing is only slightly above Kentucky's median but buys substantially better outcomes. With a debt-to-earnings ratio of 0.51, graduates can realistically pay off loans within a year of focused repayment. Earnings grow another 11% by year four, reaching $65,376—suggesting stable career progression rather than an artificial starting bump.

For Kentucky families, this represents exceptional in-state value. You're paying near-typical debt levels for a program that vastly outperforms state peers. The moderate sample size means you should verify which specific health services tracks drive these outcomes, but the data shows NKU has built something notably stronger than what most schools deliver in this field. If your child wants to stay in Kentucky and work in health services, this program delivers top-tier results without requiring top-tier credentials to get in.

Where Northern Kentucky University Stands

Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally

Northern Kentucky UniversityOther health services/allied health/health sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Kentucky University graduates compare to all programs nationally

Northern Kentucky University graduates earn $59k, placing them in the 95th percentile of all health services/allied health/health sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Health Services/Allied Health/Health Sciences bachelors's programs at peer institutions in Kentucky (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Kentucky University$58,970$65,376$29,8750.51
Western Kentucky University$42,045$40,769$25,0000.59
Spalding University$33,822—$27,6750.82
University of Kentucky$19,370—$23,0001.19
National Median$35,279—$26,6900.76

Other Health Services/Allied Health/Health Sciences Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Western Kentucky University
Bowling Green
$11,436$42,045$25,000
Spalding University
Louisville
$27,850$33,822$27,675
University of Kentucky
Lexington
$13,212$19,370$23,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 69 graduates with reported earnings and 85 graduates with debt data. Small samples may not be representative.