Analysis
Spalding's Health Services program trails most Kentucky alternatives by a significant margin. At $33,822 in first-year earnings, graduates earn about $4,100 less than the typical Kentucky grad in this field—landing in just the 40th percentile statewide. For perspective, Northern Kentucky University's health services graduates earn nearly $60,000, while Western Kentucky grads start around $42,000. Even among the ten Kentucky schools offering this degree, Spalding sits below the middle of the pack.
The debt picture looks more manageable on paper—$27,675 is close to the national median and slightly above Kentucky's typical debt load. But when you're earning 11% less than Kentucky peers, even moderate debt becomes harder to manage. The 0.82 debt-to-earnings ratio isn't alarming, but it reflects the reality that you're taking on similar debt for notably lower returns. About a third of students here receive Pell grants, suggesting many families are making this choice on tighter budgets where every earnings dollar matters.
One important caveat: this data comes from a small graduating class (under 30 students), so individual circumstances could vary widely. Still, the consistent pattern—below-median earnings both statewide and nationally—suggests families should carefully compare alternatives. If your child is set on staying in Louisville, understanding why graduates here earn less than at comparable Kentucky programs would be essential before committing.
Where Spalding University Stands
Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally
Earnings Distribution
How Spalding University graduates compare to all programs nationally
Compare to Similar Programs in Kentucky
Health Services/Allied Health/Health Sciences bachelors's programs at peer institutions in Kentucky (10 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $27,850 | $33,822 | — | $27,675 | 0.82 | |
| $10,896 | $58,970 | $65,376 | $29,875 | 0.51 | |
| $11,436 | $42,045 | $40,769 | $25,000 | 0.59 | |
| $13,212 | $19,370 | — | $23,000 | 1.19 | |
| National Median | — | $35,279 | — | $26,690 | 0.76 |
Career Paths
Occupations commonly associated with health services/allied health/health sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Spalding University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.