Median Earnings (1yr)
$33,822
42nd percentile (40th in KY)
Median Debt
$27,675
4% above national median
Debt-to-Earnings
0.82
Manageable
Sample Size
16
Limited data

Analysis

Spalding's Health Services program trails most Kentucky alternatives by a significant margin. At $33,822 in first-year earnings, graduates earn about $4,100 less than the typical Kentucky grad in this field—landing in just the 40th percentile statewide. For perspective, Northern Kentucky University's health services graduates earn nearly $60,000, while Western Kentucky grads start around $42,000. Even among the ten Kentucky schools offering this degree, Spalding sits below the middle of the pack.

The debt picture looks more manageable on paper—$27,675 is close to the national median and slightly above Kentucky's typical debt load. But when you're earning 11% less than Kentucky peers, even moderate debt becomes harder to manage. The 0.82 debt-to-earnings ratio isn't alarming, but it reflects the reality that you're taking on similar debt for notably lower returns. About a third of students here receive Pell grants, suggesting many families are making this choice on tighter budgets where every earnings dollar matters.

One important caveat: this data comes from a small graduating class (under 30 students), so individual circumstances could vary widely. Still, the consistent pattern—below-median earnings both statewide and nationally—suggests families should carefully compare alternatives. If your child is set on staying in Louisville, understanding why graduates here earn less than at comparable Kentucky programs would be essential before committing.

Where Spalding University Stands

Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally

Spalding UniversityOther health services/allied health/health sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Spalding University graduates compare to all programs nationally

Spalding University graduates earn $34k, placing them in the 42th percentile of all health services/allied health/health sciences bachelors programs nationally.

Compare to Similar Programs in Kentucky

Health Services/Allied Health/Health Sciences bachelors's programs at peer institutions in Kentucky (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Spalding University$33,822—$27,6750.82
Northern Kentucky University$58,970$65,376$29,8750.51
Western Kentucky University$42,045$40,769$25,0000.59
University of Kentucky$19,370—$23,0001.19
National Median$35,279—$26,6900.76

Other Health Services/Allied Health/Health Sciences Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northern Kentucky University
Highland Heights
$10,896$58,970$29,875
Western Kentucky University
Bowling Green
$11,436$42,045$25,000
University of Kentucky
Lexington
$13,212$19,370$23,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Spalding University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.