Analysis
Northern State's mathematics program sits in uncertain territory—peer programs nationally suggest first-year earnings around $49,000 against roughly $21,500 in debt, but without actual graduate outcomes from NSU itself, it's hard to know whether this accessible regional university matches those benchmarks. The debt-to-earnings ratio of 0.44 would be reasonable if these estimates hold, comparable to what South Dakota State reports for its math graduates ($46,500 starting salary). But that "if" matters when you're writing a check.
What you can verify is NSU's role as an open-access institution (93% admission rate) serving a rural region where mathematics teaching positions and technical jobs may offer different salary trajectories than the national dataset suggests. Similar bachelor's programs in math typically produce graduates who enter diverse fields—teaching, actuarial work, data analysis—where earnings can vary significantly based on career path rather than just the degree itself.
The practical reality: you're looking at a program where the financial picture depends heavily on variables we can't measure here—your child's specific career direction, whether they stay in South Dakota, and how NSU's outcomes actually compare to peer schools. If teaching in a rural area is the goal, this path could work fine. For corporate analytics or tech roles requiring relocation, you'd want stronger evidence that NSU's specific program delivers competitive preparation and job placement.
Where Northern State University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in South Dakota
Mathematics bachelors's programs at peer institutions in South Dakota (10 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,845 | $48,772* | — | $21,498* | — | |
| $9,299 | $46,520* | $48,395 | $18,000* | 0.39 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern State University, approximately 12% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.