Analysis
A physics bachelor's with first-year earnings around $48,000 and debt near $23,000 sits right at national norms for the field, but the small sample size here means these figures come from broader physics program data rather than Notre Dame of Maryland's specific outcomes. That debt-to-earnings ratio of 0.49 suggests manageable repayment—roughly half a year's salary—though it's worth noting that physics programs in Maryland show considerable variation, with Salisbury graduates earning $54,500 while those from UMD-College Park start at $40,000.
The challenge with estimating from national medians is that individual programs can differ substantially based on local industry connections, research opportunities, and whether graduates pursue physics-related careers or pivot to finance, software, or teaching. A smaller physics program at a liberal arts institution might produce very different outcomes than a large research university, and the 32% Pell grant population suggests Notre Dame serves students who may need that first job to work out financially.
Given the uncertainty, talking directly with the department about recent graduate placements becomes essential. Ask where the last five physics majors landed—are they in graduate school, teaching, working at national labs, or doing something entirely different? The estimated numbers suggest reasonable value if outcomes track typical physics programs, but without actual data, you're making this decision somewhat blind to what specifically happens for Notre Dame physics graduates.
Where Notre Dame of Maryland University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Maryland
Physics bachelors's programs at peer institutions in Maryland (15 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,910 | $47,670* | — | $23,120* | — | |
| $10,638 | $54,548* | $73,937 | $23,750* | 0.44 | |
| $11,505 | $39,825* | $77,164 | $20,194* | 0.51 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Notre Dame of Maryland University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.