Analysis
Something isn't adding up with this program. The estimated first-year earnings of $37,636—based on comparable entrepreneurship associate's programs nationally—drop dramatically to just $19,946 by year four. That's actually a decline in earning power over time, which is the opposite of what you'd expect from an investment in education. The $15,916 in debt sits at the 95th percentile nationally, meaning nearly all similar programs nationwide manage to produce lower debt loads.
The 71% Pell grant rate tells you this program serves primarily low-income students in Puerto Rico, where economic realities differ significantly from the mainland. But even accounting for Puerto Rico's lower cost of living and wage structure, the year-four earnings figure is troubling. Whether graduates are struggling to launch viable businesses, working part-time, or facing limited employment options, something is preventing them from building on their initial post-graduation momentum. Similar programs nationally suggest starting earnings around $37,600, but that estimate offers little reassurance when the actual reported outcome four years out is barely half that amount.
The practical reality: your child would likely finish with manageable debt but face uncertain earning prospects that appear to worsen rather than improve over time. Unless they have a specific business plan with clear market demand and you're prepared to provide financial support during the early years, this program carries substantial risk that the limited data cannot fully explain.
Where NUC University Stands
Earnings vs. debt across all entrepreneurial and small business operations associates's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,054 | $37,636* | $19,946 | $15,916 | — | |
| $11,210 | $37,636* | — | — | — | |
| $11,210 | $37,636* | — | — | — | |
| $11,330 | $37,636* | — | — | — | |
| $10,970 | $37,636* | — | — | — | |
| $3,861 | $37,587* | — | — | — | |
| National Median | — | $37,636* | — | $16,918 | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At NUC University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 7 similar programs. Actual outcomes may vary.