Analysis
Oakland University's finance program punches above its weight, with first-year earnings of $61,804 that place it in the 80th percentile nationallyβsignificantly above the $53,590 national median. Within Michigan, where competition is stiff with 30 programs, it holds its own in the 60th percentile despite the state being dominated by Michigan State's $68,103 median. The $23,944 debt load is nearly identical to both state and national averages, creating a debt-to-earnings ratio of 0.39 that's quite manageable.
What makes this program particularly attractive is the earnings trajectory: graduates see 28% income growth by year four, reaching $78,839. That's the kind of progression you want to see in finance, suggesting graduates are moving into more senior roles at financial institutions rather than stalling out. Given Oakland's 70% admission rate and relatively accessible entry requirements, this represents solid accessibility paired with strong outcomes.
The value proposition here is straightforward: your child gets respectable finance career outcomes without the pressure of ultra-selective admission or the debt burden of private alternatives. It won't match Michigan State's network or earning power, but it delivers legitimate finance credentials at a reasonable cost with clear upward mobility in the field.
Where Oakland University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Oakland University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Oakland University | $61,804 | $78,839 | +28% |
| Michigan State University | $68,103 | $79,866 | +17% |
| University of Michigan-Dearborn | $58,438 | $71,075 | +22% |
| Saginaw Valley State University | $46,284 | $70,100 | +51% |
| Northwood University | $56,940 | $68,565 | +20% |
Compare to Similar Programs in Michigan
Finance and Financial Management Services bachelors's programs at peer institutions in Michigan (30 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,694 | $61,804 | $78,839 | $23,944 | 0.39 | |
| $15,988 | $68,103 | $79,866 | $23,250 | 0.34 | |
| $14,190 | $60,023 | $65,653 | $26,672 | 0.44 | |
| $55,746 | $59,926 | β | $24,979 | 0.42 | |
| β | $58,735 | $60,192 | $14,012 | 0.24 | |
| $14,944 | $58,438 | $71,075 | $22,150 | 0.38 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oakland University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 150 graduates with reported earnings and 118 graduates with debt data. Small samples may not be representative.