Median Earnings (1yr)
$61,804
80th percentile (60th in MI)
Median Debt
$23,944
3% above national median
Debt-to-Earnings
0.39
Manageable
Sample Size
150
Adequate data

Analysis

Oakland University's finance program punches above its weight, with first-year earnings of $61,804 that place it in the 80th percentile nationally—significantly above the $53,590 national median. Within Michigan, where competition is stiff with 30 programs, it holds its own in the 60th percentile despite the state being dominated by Michigan State's $68,103 median. The $23,944 debt load is nearly identical to both state and national averages, creating a debt-to-earnings ratio of 0.39 that's quite manageable.

What makes this program particularly attractive is the earnings trajectory: graduates see 28% income growth by year four, reaching $78,839. That's the kind of progression you want to see in finance, suggesting graduates are moving into more senior roles at financial institutions rather than stalling out. Given Oakland's 70% admission rate and relatively accessible entry requirements, this represents solid accessibility paired with strong outcomes.

The value proposition here is straightforward: your child gets respectable finance career outcomes without the pressure of ultra-selective admission or the debt burden of private alternatives. It won't match Michigan State's network or earning power, but it delivers legitimate finance credentials at a reasonable cost with clear upward mobility in the field.

Where Oakland University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Oakland UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Oakland University graduates compare to all programs nationally

Oakland University graduates earn $62k, placing them in the 80th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Finance and Financial Management Services bachelors's programs at peer institutions in Michigan (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Oakland University$61,804$78,839$23,9440.39
Michigan State University$68,103$79,866$23,2500.34
Central Michigan University$60,023$65,653$26,6720.44
Albion College$59,926—$24,9790.42
Walsh College$58,735$60,192$14,0120.24
University of Michigan-Dearborn$58,438$71,075$22,1500.38
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Michigan State University
East Lansing
$15,988$68,103$23,250
Central Michigan University
Mount Pleasant
$14,190$60,023$26,672
Albion College
Albion
$55,746$59,926$24,979
Walsh College
Troy
—$58,735$14,012
University of Michigan-Dearborn
Dearborn
$14,944$58,438$22,150

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Oakland University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 150 graduates with reported earnings and 118 graduates with debt data. Small samples may not be representative.