Analysis
A Physics bachelor's from Oakland University appears positioned in the middle tier of Michigan options. While the estimates here draw from national medians—around $47,700 first-year and $23,400 in debt—Michigan's actual reported outcomes for this field show considerable spread. University of Michigan physics graduates start near $53,000, while Michigan State's earn $33,400. Oakland likely falls between these extremes, though without school-specific data, it's hard to pinpoint exactly where.
The debt-to-earnings ratio of 0.49 suggests a manageable burden if those national benchmarks hold true. That's roughly half a year's salary in debt, which many graduates can handle on a STEM income trajectory. However, physics outcomes depend heavily on what students do after the degree—graduate school, engineering roles, teaching, or technical positions all yield different financial paths. The field rewards those who either continue education or pivot skillfully into industry.
For Oakland specifically, the 70% admission rate and mid-range SAT scores indicate a less selective environment than Michigan's flagship programs, which could affect both peer networks and employer perceptions. If your child is considering physics, the safer bet financially may be comparing actual job placement data from Oakland's department and understanding whether most graduates stop at the bachelor's or continue to graduate programs where the real earning power typically emerges.
Where Oakland University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Michigan
Physics bachelors's programs at peer institutions in Michigan (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,694 | $47,670* | — | $23,424* | — | |
| $17,228 | $53,019* | $73,202 | $22,250* | 0.42 | |
| $15,988 | $33,400* | $59,536 | $27,000* | 0.81 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oakland University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.