Human Development, Family Studies, at Ohio University-Lancaster Campus

Ohio University-Lancaster's Human Development associate's program starts graduates at $22,522—about $3,300 below the national median for this field. However, within Ohio, this sits right at the state median, meaning it performs typically for in-state options. The relatively modest debt load of $11,686 keeps the ratio manageable at 0.52, meaning graduates earn roughly twice their debt in their first year. That's a reasonable starting point, though the below-average national earnings ranking (25th percentile) suggests limited immediate financial returns compared to stronger programs elsewhere.

The major caveat here is the tiny sample size—fewer than 30 graduates reported data. This means the numbers could swing considerably year-to-year and may not represent the typical graduate experience. It's also worth noting that human development and family studies often serve as stepping stones to bachelor's degrees or entry points to fields where earnings grow with experience and additional credentials rather than immediately after an associate's.

For parents considering this program, the debt burden is reasonable enough that it won't create a crushing financial start. But the $22,500 starting salary means your child will likely need either further education or several years of work experience to reach a comfortable income level. If this is meant as a transfer pathway to a four-year degree, it's fine. As a terminal credential, it's a modest investment with modest returns.