Analysis
A debt load of $25,812 for a finance degree that could earn $56,916 in year one creates a manageable 0.45 debt-to-earnings ratioβcomfortably below the conventional 1.0 threshold. Based on comparable finance programs across Oklahoma, this estimated first-year salary sits at the state median, matching what Oklahoma State reports and exceeding schools like UCO and Northeastern State. However, it trails the top tier considerably: OU Norman and Tulsa graduates start nearly $10,000 higher, and those gaps often widen as careers progress in fields where alumni networks and institutional prestige matter.
The estimation here matters more than usual because we're missing both earnings and debt specifics for OC's graduates. The debt figure comes from similar-sized private institutions nationally rather than Oklahoma schools specifically, where the state median sits lower at $22,060. If OC's actual debt runs closer to what peer Oklahoma programs produce, the picture improves; if private school costs push it higher, the advantage narrows. The earnings estimate draws from only five Oklahoma programs, meaning actual outcomes could vary substantially based on OC's particular placement relationships and alumni network strength in Oklahoma City's finance sector.
For families choosing between OC and larger public universities, the trade-off centers on whether the smaller Christian environment justifies potentially similar financial outcomes to what you'd get at OSU for considerably less tuition. The estimated numbers suggest workable debt, but without visibility into actual graduate trajectories, you're betting on OC's specific value-add rather than proven results.
Where Oklahoma Christian University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Oklahoma
Finance and Financial Management Services bachelors's programs at peer institutions in Oklahoma (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $25,900 | $56,916* | β | $25,812* | β | |
| $9,595 | $66,904* | $74,997 | $19,550* | 0.29 | |
| $48,602 | $65,012* | $73,931 | $20,250* | 0.31 | |
| $10,234 | $56,916* | $72,317 | $22,060* | 0.39 | |
| $8,522 | $50,151* | $53,975 | $24,793* | 0.49 | |
| $7,513 | $45,998* | β | $22,500* | 0.49 | |
| National Median | β | $53,590* | β | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oklahoma Christian University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in OK. Actual outcomes may vary.