Est. Earnings (1yr)
$41,685
Est. from national median (8 programs)
Est. Median Debt
$18,788
Est. from national median (11 programs)

Analysis

A debt load approaching $19,000 for a certificate program that peer institutions suggest leads to roughly $42,000 in first-year earnings deserves careful scrutiny. While this debt-to-earnings ratio of 0.45 falls within conventional "manageable" territory, the underlying reality is less straightforward: you're financing nearly half a year's salary for a credential that, based on national patterns, produces similar outcomes whether you attend Old Dominion or hundreds of other schools nationwide. The median for this type of program is essentially identical to the estimated figure here, meaning there's little evidence of a premium for ODU's brand in this field.

The real question is whether a certificate is the right credential at all. Small business skills might be better acquired through lower-cost community college options or even free resources, given that entrepreneurship ultimately rewards execution over credentials. With only three Virginia schools offering this program and none reporting actual graduate outcomes, you're navigating with limited visibility into what works locally. The 37% Pell Grant rate at ODU suggests many families here are debt-sensitive—taking on nearly $19,000 for a certificate requires confidence that this specific pathway opens doors a cheaper alternative wouldn't.

Before committing, verify whether this certificate serves as a stepping stone to a bachelor's degree or stands alone. If it's terminal, comparable programs at Virginia's community colleges might deliver similar skills at a fraction of the cost and debt.

Where Old Dominion University Stands

Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally

Compare to Similar Programs Nationally

Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Old Dominion UniversityNorfolk$12,262$41,685*$18,788*
University of GeorgiaAthens$11,180$64,900*$19,500*0.30
University of Pittsburgh-Pittsburgh CampusPittsburgh$21,524$51,635*$23,063*0.45
University of IowaIowa City$10,964$46,878*$60,850$26,000*0.55
University of Wisconsin-MilwaukeeMilwaukee$10,020$42,545*$23,397*0.55
Daytona State CollegeDaytona Beach$3,106$40,824*$10,740*0.26
National Median$41,684*$18,788*0.45
* Estimated from similar programs

Career Paths

Occupations commonly associated with entrepreneurial and small business operations graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Old Dominion University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.