Median Earnings (1yr)
$31,720
17th percentile (25th in IL)
Median Debt
$27,000
2% above national median
Debt-to-Earnings
0.85
Manageable
Sample Size
18
Limited data

Analysis

Olivet Nazarene's social work program starts graduates at $31,720—roughly $7,000 below the Illinois median and in the bottom quarter of state programs. That initial earnings gap matters, though there's meaningful growth potential: graduates see a 37% earnings jump by year four, reaching $43,407. The $27,000 debt load sits close to both national and state averages, but paired with that low starting salary, it creates a tight first-year budget. For context, comparable Illinois programs like Illinois State and Northeastern Illinois start graduates $7,000-8,000 higher.

The small sample size here (under 30 graduates) adds uncertainty to these figures, so they may not fully represent typical outcomes. Social work generally requires careful financial planning regardless of school—it's a field where passion often outweighs earnings potential—but Olivet's graduates appear to face a steeper initial climb than peers at other Illinois schools.

If your child is committed to social work and Olivet is the right fit culturally, the manageable debt keeps this program from being a financial disaster. But the below-average starting salary means they should enter with eyes open about living frugally in those early years, and they might consider whether a state university could offer similar training with better initial earnings prospects.

Where Olivet Nazarene University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Olivet Nazarene UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Olivet Nazarene University graduates compare to all programs nationally

Olivet Nazarene University graduates earn $32k, placing them in the 17th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Illinois

Social Work bachelors's programs at peer institutions in Illinois (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Olivet Nazarene University$31,720$43,407$27,0000.85
Governors State University$44,133$42,372$33,9830.77
Millikin University$41,543$47,124$27,0000.65
Western Illinois University$39,641$43,139$29,8500.75
Northeastern Illinois University$39,178$44,094$17,5000.45
Illinois State University$39,041$44,486$25,0000.64
National Median$37,296—$26,3620.71

Other Social Work Programs in Illinois

Compare tuition, earnings, and debt across Illinois schools

SchoolIn-State TuitionEarnings (1yr)Debt
Governors State University
University Park
$11,320$44,133$33,983
Millikin University
Decatur
$26,892$41,543$27,000
Western Illinois University
Macomb
$14,952$39,641$29,850
Northeastern Illinois University
Chicago
$12,383$39,178$17,500
Illinois State University
Normal
$16,021$39,041$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Olivet Nazarene University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.