Analysis
A debt-to-earnings ratio of 0.22 makes this certificate relatively manageable—based on comparable programs nationally, graduates would need less than three months of their first-year salary to cover their borrowing. That's a sustainable starting point for entering the trades, particularly when peer programs in Washington show similar outcomes. Perry Technical Institute's precision metalworking graduates earn around $41,000, while Spokane Community College graduates start closer to $35,000, suggesting Olympic College's estimated $36,000 falls within the normal range for the state.
The bigger consideration is whether these earnings justify even modest debt for a certificate program. While $7,900 in loans won't derail anyone's finances, first-year wages in the mid-$30,000s feel tight in Washington's cost environment. Similar programs statewide average slightly higher at $38,300, though that gap might narrow as graduates gain experience. The trade-off depends heavily on local job availability—Bremerton's proximity to the Puget Sound Naval Shipyard could provide stronger opportunities than these estimates suggest, though that's speculation rather than data.
For families weighing this investment, the conservative play is to minimize borrowing wherever possible. These estimates indicate manageable debt but modest immediate returns, making any additional costs—whether from living expenses or foregone wages—worth scrutinizing carefully before committing.
Where Olympic College Stands
Earnings vs. debt across all precision metal working certificate's programs nationally
Compare to Similar Programs in Washington
Precision Metal Working certificate's programs at peer institutions in Washington (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,197 | $36,248* | — | $7,913* | — | |
| — | $41,301* | $38,791 | $8,390* | 0.20 | |
| $4,057 | $35,309* | — | $9,500* | 0.27 | |
| National Median | — | $36,248* | — | $9,000* | 0.25 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Olympic College, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 299 similar programs. Actual outcomes may vary.