Analysis
A debt load around $26,000 for a finance degree that leads to median-level earnings isn't inherently problematic—the 0.45 debt-to-earnings ratio suggests manageable repayment. But here's the uncertainty: these figures come from peer programs across Oklahoma and similar private Christian institutions nationally, not from ORU's actual graduates. Oklahoma finance programs show a wide spread, from $46,000 to nearly $67,000 in first-year earnings, which means the trajectory for ORU graduates could fall anywhere in that range.
What we know is that the estimated $57,000 starting salary matches both the state median and sits comfortably above the national benchmark of $53,590 for finance bachelor's programs. The estimated debt also tracks reasonably with typical borrowing for this field. The real question is whether ORU's specific program—with its faith-integrated curriculum and nearly open admission—produces outcomes closer to Oklahoma's top-performing programs or its lower tier. The school's 1183 average SAT and 34% Pell grant enrollment suggest a student body that may need strong career services and industry connections to reach those higher earnings numbers.
Without seeing actual graduate outcomes, you're betting on comparable performance. If your child is serious about finance and the faith component matters, request placement data directly from ORU's business school—where their graduates land jobs and at what salaries. That concrete information matters more than these peer-based projections.
Where Oral Roberts University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Oklahoma
Finance and Financial Management Services bachelors's programs at peer institutions in Oklahoma (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,100 | $56,916* | — | $25,812* | — | |
| $9,595 | $66,904* | $74,997 | $19,550* | 0.29 | |
| $48,602 | $65,012* | $73,931 | $20,250* | 0.31 | |
| $10,234 | $56,916* | $72,317 | $22,060* | 0.39 | |
| $8,522 | $50,151* | $53,975 | $24,793* | 0.49 | |
| $7,513 | $45,998* | — | $22,500* | 0.49 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oral Roberts University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in OK. Actual outcomes may vary.