Est. Earnings (1yr)
$49,975
Est. from KS median (8 programs)
Est. Median Debt
$25,812
Est. from national median (159 programs)

Analysis

Ottawa University-Online's finance program costs an estimated $25,812 in debt—slightly above the state median—while similar programs in Kansas suggest first-year earnings around $49,975. That puts the debt-to-earnings ratio at 0.52, which falls within manageable territory but doesn't offer much cushion compared to what peer programs deliver. Finance majors from Kansas State and KU report starting salaries $4,500-$8,000 higher, which matters when you're calculating monthly loan payments.

The online format here serves a specific student: likely working adults who need flexibility and can't relocate to Manhattan or Lawrence. For that population, the debt load becomes more workable if they're already employed in financial services and using this degree to advance within their current company. But for a traditional student starting from scratch, comparable programs at state universities appear to produce stronger earnings outcomes at similar or lower debt levels.

With 30% of students receiving Pell grants, Ottawa clearly serves students who need affordable pathways. The challenge is that we're working entirely from estimates—neither the earnings nor debt figures come from this school's actual graduates. Before committing, verify current graduate outcomes directly with the admissions office and compare the total cost of this online program against in-state tuition at public universities. The $6,000 difference in first-year earnings between this program's estimate and what KU graduates report adds up quickly over a career.

Where Ottawa University-Online Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in Kansas

Finance and Financial Management Services bachelors's programs at peer institutions in Kansas (16 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Ottawa University-OnlineOverland Park$49,975*$25,812*
Benedictine CollegeAtchison$34,800$58,821*$26,959*0.46
University of KansasLawrence$11,700$57,884*$66,001$20,354*0.35
Kansas State UniversityManhattan$10,942$54,509*$63,146$24,990*0.46
Pittsburg State UniversityPittsburg$8,008$50,450*$56,556$21,875*0.43
Washburn UniversityTopeka$9,578$49,500*$59,834$21,136*0.43
National Median$53,590*$23,332*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ottawa University-Online, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in KS. Actual outcomes may vary.