Analysis
First-year earnings around $49,000 against estimated debt of $21,750 creates a manageable 0.45 debt-to-earnings ratio—meaning graduates from comparable programs would owe less than half their first-year salary. For an online mathematics degree, that's a workable foundation, though the lack of program-specific data means you're making this decision somewhat in the dark about Ottawa University-Online's actual outcomes.
The national benchmarks suggest mathematics bachelor's graduates typically earn in this range, and similar online programs report median debt slightly above $21,000. What's less clear is how Ottawa's online delivery model translates to post-graduation opportunities compared to traditional Kansas programs like KU (where graduates earn nearly $49,000) or Kansas State. Online programs can offer flexibility, but in mathematics—a field where research opportunities, lab work, and faculty connections often matter—the virtual format raises questions about competitive positioning for graduate school or specialized roles.
The 30% Pell grant enrollment indicates Ottawa serves students with financial need, which makes the debt estimate more critical to consider carefully. With the actual graduate outcomes suppressed due to small sample sizes, you're essentially betting on the national median holding true for this specific program. If your child thrives in self-directed online learning and needs that flexibility, the estimated financials suggest viability—but recognize you're accepting more uncertainty than you would with programs that have track records large enough to report.
Where Ottawa University-Online Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Kansas
Mathematics bachelors's programs at peer institutions in Kansas (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $48,772* | — | $21,750* | — | |
| $11,700 | $48,726* | — | $27,000* | 0.55 | |
| $10,942 | $43,067* | — | $21,250* | 0.49 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ottawa University-Online, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.