Analysis
The $20,427 debt load here is manageable, sitting just below both state and national medians for mathematics programs. But the earnings picture relies entirely on estimates—Pacific Lutheran didn't report outcomes because too few recent graduates provided employment data, so we're using the Washington state median of $46,585 as a proxy.
Here's what makes interpretation tricky: that state median comes from just six reporting programs, and the range is enormous. Seattle University graduates start at $57,551, while University of Puget Sound graduates average just $37,610—both feed into that $46,585 estimate. Without knowing where PLU actually falls in this spectrum, we can't assess whether that 0.44 debt-to-earnings ratio is realistic. The four-year earnings figure of $63,907 is actual data from this program, which suggests solid mid-career growth, but it doesn't tell us much about the critical first-year landing point when loan payments begin.
What we know for certain is the debt is reasonable and the mid-career number is encouraging. What remains unclear is whether PLU's mathematics graduates launch closer to Seattle University's strong outcomes or Puget Sound's weaker ones. Given PLU's 81% admission rate and middling SAT scores, assuming the state median feels optimistic—but without actual data, you're accepting meaningful uncertainty about your child's likely starting salary.
Where Pacific Lutheran University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Pacific Lutheran University | — | $63,907 | — |
| University of Washington-Seattle Campus | $46,585 | $77,395 | +66% |
| University of Washington-Bothell Campus | $46,585 | $77,395 | +66% |
| University of Puget Sound | $37,610 | $68,484 | +82% |
| Whitworth University | $51,950 | $68,358 | +32% |
Compare to Similar Programs in Washington
Mathematics bachelors's programs at peer institutions in Washington (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $50,964 | $46,585* | $63,907 | $20,427 | — | |
| $54,285 | $57,551* | — | $23,281 | 0.40 | |
| $50,920 | $51,950* | $68,358 | $27,000 | 0.52 | |
| $12,643 | $46,585* | $77,395 | $15,501 | 0.33 | |
| $12,559 | $46,585* | $77,395 | $15,501 | 0.33 | |
| $59,900 | $37,610* | $68,484 | $22,000 | 0.58 | |
| National Median | — | $48,772* | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pacific Lutheran University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in WA. Actual outcomes may vary.