Analysis
Social work programs in Washington typically start graduates around $40,000, and Pacific Lutheran appears positioned near that mark based on comparable programs across the state. The $26,000 in median debt sits well above Washington's state median of $17,396 for social work programs, though the estimated debt-to-earnings ratio of 0.65 remains manageable by national standards. By year four, earnings climb to $52,819—a meaningful jump that suggests the field rewards experience, though social work is rarely a path to high income.
The debt level deserves attention here. While the national median for social work programs is actually higher at $26,362, Washington state programs typically send graduates out with considerably less debt. This puts PLU students at a relative disadvantage compared to peers at state universities, where similar programs appear to produce comparable outcomes with less borrowing. The University of Washington campuses, for instance, report first-year earnings around $41,000 with graduates typically carrying lower debt loads from in-state tuition.
For families committed to social work as a career, PLU's program appears functional rather than exceptional. The field's salary trajectory is well-documented—steady but modest—and the private school premium doesn't translate into meaningfully higher earnings. If your student is considering PLU specifically for campus fit or mission alignment, understand they'll likely graduate carrying more debt than peers at public alternatives for similar career outcomes.
Where Pacific Lutheran University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Pacific Lutheran University | — | $52,819 | — |
| University of Washington-Seattle Campus | $40,969 | $53,568 | +31% |
| University of Washington-Tacoma Campus | $40,969 | $53,568 | +31% |
| Heritage University | $37,164 | $52,334 | +41% |
| Eastern Washington University | $39,102 | $46,662 | +19% |
Compare to Similar Programs in Washington
Social Work bachelors's programs at peer institutions in Washington (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $50,964 | $40,036* | $52,819 | $26,000 | — | |
| $12,643 | $40,969* | $53,568 | $17,396 | 0.42 | |
| $12,817 | $40,969* | $53,568 | $17,396 | 0.42 | |
| $8,353 | $39,102* | $46,662 | $17,109 | 0.44 | |
| $19,920 | $37,164* | $52,334 | $14,007 | 0.38 | |
| National Median | — | $37,296* | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pacific Lutheran University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in WA. Actual outcomes may vary.