Analysis
Pacific Union College's mathematics bachelor's sits at a crossroads that similar programs in California suggest is workable but not compelling. Based on comparable programs statewide, graduates can expect around $38,000 in first-year earnings—about $10,000 below what math majors nationally earn. The estimated $21,750 in debt produces a debt-to-earnings ratio of 0.57, meaning graduates should be able to manage payments within their first few years, though it won't feel comfortable immediately.
What complicates the picture is how wide the gap runs between this estimate and California's top math programs. UC San Diego and Cal Poly SLO graduates start around $53,000—nearly 40% higher than what peer programs at schools like Pacific Union typically produce. Even UC Berkeley, at $46,700, provides a substantial earnings advantage. For a field as quantitatively focused as mathematics, where skills should theoretically transfer across institutions, these differences suggest that school reputation, location, or recruiting networks matter considerably for early-career outcomes.
The practical question: can your child accept starting salaries in the high $30,000s for a degree that costs over $20,000 in loans? If graduate school is the plan, or if Pacific Union's smaller environment offers non-financial benefits worth several thousand dollars annually in opportunity cost, this becomes defensible. Otherwise, California's public universities deliver measurably stronger financial returns for math majors.
Where Pacific Union College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in California
Mathematics bachelors's programs at peer institutions in California (67 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,214 | $38,449* | — | $21,750* | — | |
| $11,075 | $53,136* | $65,655 | $16,718* | 0.31 | |
| $15,265 | $52,339* | $56,452 | $16,250* | 0.31 | |
| $62,326 | $50,712* | — | —* | — | |
| $14,850 | $46,674* | — | $20,500* | 0.44 | |
| $14,965 | $46,447* | $64,574 | $17,000* | 0.37 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pacific Union College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in CA. Actual outcomes may vary.