Analysis
A $23,120 debt load for a physics bachelor's degree sits right at the national median for this field, but the estimated first-year earnings of $50,000—derived from California's state median—tell only part of the story. Physics graduates typically see significant wage growth beyond year one, and the moderate debt-to-earnings ratio of 0.46 suggests manageable repayment even at entry-level salaries. However, the lack of reported data from Pacific Union College's own graduates means we can't confirm whether this small program matches the trajectory of larger California physics departments, some of which see their graduates earning $55,000 to $64,000 in their first year.
The challenge here is context. California's physics programs vary widely in outcomes, and Pacific Union College's selectivity (42% admission rate, 1093 average SAT) places it well below the UC and Cal State systems that dominate the top of the state's earnings rankings. While physics majors generally command strong career prospects nationwide, students at smaller programs sometimes face different recruitment pipelines or geographic constraints that affect initial placement. The estimated figures here suggest middle-of-the-pack performance, but without actual graduate outcomes, you're essentially betting on whether this particular program connects students to the same opportunities as peer institutions.
If your student is committed to physics and values Pacific Union College's environment, the debt burden appears reasonable. But given the uncertainty and the presence of stronger-performing programs throughout California's public university system, a direct conversation with the department about graduate placement and career support would be essential before committing.
Where Pacific Union College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in California
Physics bachelors's programs at peer institutions in California (58 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,214 | $50,219* | — | $23,120* | — | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| $13,747 | $60,495* | $73,644 | $21,100* | 0.35 | |
| $7,675 | $57,114* | — | —* | — | |
| $7,739 | $56,018* | $66,529 | $19,069* | 0.34 | |
| $14,965 | $53,597* | $88,722 | $15,982* | 0.30 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pacific Union College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in CA. Actual outcomes may vary.