Entrepreneurial and Small Business Operations at Palo Verde College
Undergraduate Certificate or Diploma
paloverde.eduAnalysis
A debt-to-earnings ratio of 0.45 looks manageable on paper, but peer programs offering this credential nationally suggest first-year earnings around $42,000—barely enough to comfortably service nearly $19,000 in educational debt for what amounts to a certificate or diploma. That's concerning given that similar credentials at community colleges in California often come with minimal or zero debt when completed full-time. The extremely low 6% Pell grant rate at Palo Verde suggests most students aren't receiving need-based aid, which may indicate either a different student population or limited financial aid packaging.
The national landscape for entrepreneurial certificate programs shows significant variation, with top-performing programs reaching nearly $48,000 in first-year earnings. Without reported data from Palo Verde's actual graduates or comparable California programs, it's impossible to know whether this program produces outcomes closer to the median or falls below it. For a certificate designed to prepare students to run their own businesses—where income can vary wildly based on individual success—relying on median employee earnings from peer programs provides limited insight into realistic expectations.
Before committing to this program with borrowed money, your child should explore whether nearby community colleges offer similar entrepreneurial training at lower cost, or whether relevant business skills could be gained through California's extensive Small Business Development Center network without taking on debt at all.
Where Palo Verde College Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,288 | $41,685* | — | $18,788* | — | |
| $11,180 | $64,900* | — | $19,500* | 0.30 | |
| $21,524 | $51,635* | — | $23,063* | 0.45 | |
| $10,964 | $46,878* | $60,850 | $26,000* | 0.55 | |
| $10,020 | $42,545* | — | $23,397* | 0.55 | |
| $3,106 | $40,824* | — | $10,740* | 0.26 | |
| National Median | — | $41,684* | — | $18,788* | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Palo Verde College, approximately 6% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.