Analysis
A $41,500 first-year salary—typical for precision metal working programs nationally—paired with estimated debt under $12,000 suggests a manageable financial start for this trade. Based on national data from similar programs, you're looking at roughly three months of gross earnings to cover the full debt load, which represents a relatively quick payoff compared to many associate degrees. The 0.28 debt-to-earnings ratio falls well within the range financial aid experts consider sustainable for new graduates.
The challenge here is uncertainty. With 59 schools offering this program across California but no published outcomes data for any of them—including Palomar—you're essentially betting on national averages holding true locally. California's higher cost of living could mean better wages than the $41,500 estimate, but it could also mean those earnings don't stretch as far. The skilled trades market varies significantly by region, and San Diego County's manufacturing sector might offer opportunities that differ substantially from what national figures suggest.
Given Palomar's community college model and low debt estimate, the downside risk appears limited even if actual outcomes fall short of projections. However, before committing, your child should connect with local machine shops and manufacturers to understand realistic starting wages and hiring patterns in the area—that ground-level intel matters more here than any national estimate can provide.
Where Palomar College Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Compare to Similar Programs Nationally
Precision Metal Working associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,354 | $41,504* | — | $11,562* | — | |
| $5,881 | $59,829* | $73,136 | —* | — | |
| $13,630 | $56,811* | $77,380 | $17,500* | 0.31 | |
| $4,912 | $56,292* | $64,893 | $6,810* | 0.12 | |
| $25,659 | $55,188* | $61,261 | $12,000* | 0.22 | |
| $6,886 | $54,908* | $52,065 | $12,000* | 0.22 | |
| National Median | — | $41,504* | — | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Palomar College, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 56 similar programs. Actual outcomes may vary.