Cosmetology at Palomar Institute of Cosmetology
Undergraduate Certificate or Diploma
Analysis
Palomar Institute of Cosmetology produces outcomes that beat most California cosmetology programs, though earnings remain modest in absolute terms. At $18,607 four years out, graduates earn 27% more than the California median for cosmetology programs and place in the 60th percentile statewide—meaning they're outperforming three-fifths of comparable programs across the state. The $9,000 in typical debt is also slightly below both state and national averages for the field.
The real question is whether any cosmetology program justifies the investment when earnings start at $17,000. However, this field's economics are distinctive: many cosmetologists build income through tips not captured in official data, transition to booth rental arrangements, or eventually open their own salons. The modest debt load here matters—it's low enough that graduates aren't trapped by payments while building their clientele and income potential.
For families considering cosmetology careers, Palomar delivers better-than-average results within the field while keeping debt manageable. The 8% earnings growth from year one to year four suggests graduates are gaining traction, though anyone choosing this path should understand they're trading higher starting salaries for flexibility and entrepreneurial opportunity. If your child is committed to this career, Palomar's combination of reasonable debt and above-median California outcomes makes it a sensible choice in a field where school selection genuinely matters.
Where Palomar Institute of Cosmetology Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Palomar Institute of Cosmetology graduates compare to all programs nationally
Palomar Institute of Cosmetology graduates earn $17k, placing them in the 51th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Cosmetology certificate's programs at peer institutions in California (130 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Palomar Institute of Cosmetology | $17,219 | $18,607 | $9,000 | 0.52 |
| The Salon Professional Academy-San Jose | $24,660 | $24,953 | $10,376 | 0.42 |
| San Jose City College | $23,253 | — | — | — |
| MTI College | $21,371 | $22,802 | $10,550 | 0.49 |
| Institute of Technology | $21,184 | — | $13,341 | 0.63 |
| Shasta School of Cosmetology | $20,144 | — | — | — |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The Salon Professional Academy-San Jose San Jose | — | $24,660 | $10,376 |
| San Jose City College San Jose | $1,366 | $23,253 | — |
| MTI College Sacramento | — | $21,371 | $10,550 |
| Institute of Technology Clovis | — | $21,184 | $13,341 |
| Shasta School of Cosmetology Redding | — | $20,144 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Palomar Institute of Cosmetology, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 98 graduates with reported earnings and 107 graduates with debt data. Small samples may not be representative.