Analysis
A debt-to-earnings ratio of 0.28 represents one of the better financial profiles in community college technical education, though it's worth noting these figures come from comparable precision metalworking programs nationwide rather than tracked outcomes from Pamlico itself. Based on national peer programs, graduates typically earn around $41,500 in their first year—solid middle-class income for a two-year credential—against estimated debt of $11,562. That monthly payment would be manageable on a machinist's or fabricator's salary.
The challenge here is context: with only 42 precision metalworking programs in North Carolina and limited reporting, it's difficult to gauge how Pamlico's specific outcomes compare to the state median of $40,149. The program sits in a small coastal town, which raises practical questions about local manufacturing job density. Students may need to relocate to North Carolina's manufacturing centers like Charlotte or the Triad to maximize earning potential.
For families considering this path, the estimated numbers suggest reasonable value if your child is mechanically inclined and willing to work in industrial settings. The debt burden appears light enough that even modest earnings would cover loan payments. However, visit the campus and ask directly about job placement rates and where recent graduates actually found work—those details matter more than estimated national averages when you're investing two years and borrowed money in rural eastern North Carolina.
Where Pamlico Community College Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Compare to Similar Programs in North Carolina
Precision Metal Working associates's programs at peer institutions in North Carolina (42 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,867 | $41,504* | — | $11,562* | — | |
| $2,792 | $40,149* | $46,439 | —* | — | |
| National Median | — | $41,504* | — | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pamlico Community College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 56 similar programs. Actual outcomes may vary.