Business Administration, Management and Operations at Pasco-Hernando State College

Pasco-Hernando State College's business program offers something increasingly rare: manageable debt paired with four-year credentials. At just under $22,000 in student loans, graduates owe about $4,000 less than typical Florida business majors, which matters when you're making just over $43,000 in your first year. The debt-to-earnings ratio of 0.51 means graduates can realistically pay down their loans without financial strain.

The earnings picture is straightforward—this program lands right at the Florida median and slightly below the national average. You're not getting Embry-Riddle salaries here (those graduates earn 55% more), but you're also not taking on the debt that often accompanies private universities. For a state college serving a substantial population of Pell grant recipients, these outcomes represent solid middle-class entry points into business careers.

The practical calculus is simple: if your child needs a business degree without gambling on significant debt, this program delivers exactly that. The relatively low borrowing combined with employable credentials means graduates have flexibility in their early career—they can take positions for growth potential rather than being forced into the highest-paying offer just to service loans. For families prioritizing financial safety over prestige, that's a genuine advantage.