Analysis
A debt-to-earnings ratio of 0.31 suggests this business associate's degree could work financially—comparable programs nationally show first-year graduates earning around $36,600 while carrying roughly $11,500 in debt. That's a manageable burden if the degree opens doors, though it's worth noting that other Washington community colleges with reported outcomes show business graduates earning closer to $40,000 in their first year. The gap between national benchmarks and Washington's higher figures hints that location matters: Peninsula College sits in Port Angeles, a smaller market that may offer fewer immediate career opportunities than urban areas where comparable programs show stronger outcomes.
The real question is whether an associate's in business provides enough specialized skills to justify the debt when entry-level business roles often accept candidates with any degree or relevant experience. With nearly a third of students receiving Pell grants, affordability is clearly a concern for many families here. The debt load is modest compared to four-year programs, but the estimated earnings suggest this credential positions graduates for administrative or support roles rather than management tracks that typically require bachelor's degrees.
For families considering this path: think carefully about whether your student plans to transfer for a bachelor's or enter the workforce directly. If staying local in Port Angeles, investigate which employers actually hire Peninsula's business graduates and at what salaries—these estimates can't tell you that story.
Where Peninsula College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Washington
Business/Commerce associates's programs at peer institutions in Washington (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,586 | $36,591* | — | $11,500* | — | |
| $4,920 | $40,863* | $45,421 | $11,500* | 0.28 | |
| $4,632 | $40,313* | $52,458 | $10,441* | 0.26 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Peninsula College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.