Analysis
An estimated debt load of $11,500 translates to roughly $130 in monthly payments over ten years—manageable on starting salaries that peer programs suggest will be in the mid-$30,000s. What makes this particularly interesting is the four-year earnings trajectory: by year four, graduates from this program are earning $46,865, well above both the estimated first-year figure and what similar programs typically produce nationally. That 28% jump suggests this associate's degree opens doors to meaningful career progression, not just entry-level stagnation.
The debt burden here sits below the national median for business associate's programs ($13,437), while comparable Washington community colleges like Tacoma and Clark report their graduates earning around $40,000-$41,000 in year one. Pierce's estimated first-year figure of $36,591 trails those nearby programs by a few thousand dollars initially, but the strong year-four performance narrows that gap significantly. For a two-year credential with relatively modest borrowing, that's a reasonable trade-off.
The practical takeaway: this program appears positioned to deliver solid value if your student follows through to completion and stays employed in the field long enough to capture those earnings gains. The debt won't be crushing, and the four-year data suggests real earning potential—just understand you're working with estimates from similar programs rather than this school's specific graduate outcomes.
Where Pierce College District Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Pierce College District | — | $46,865 | — |
| Thomas More University | $83,571 | $68,202 | -18% |
| Indiana Wesleyan University-Marion | $49,463 | $54,966 | +11% |
| Clark College | $40,313 | $52,458 | +30% |
| Tacoma Community College | $40,863 | $45,421 | +11% |
Compare to Similar Programs in Washington
Business/Commerce associates's programs at peer institutions in Washington (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,686 | $36,591* | $46,865 | $11,500* | — | |
| $4,920 | $40,863* | $45,421 | $11,500* | 0.28 | |
| $4,632 | $40,313* | $52,458 | $10,441* | 0.26 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pierce College District, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.