Business/Commerce at Point University

The national business associate's landscape shows extreme variation—median debt of just $13,437 suggests many programs keep costs manageable through community colleges. Point University's estimated $24,509 in borrowing puts this private school program nearly double that national norm, while Georgia's state median of $31,627 indicates the state's business associate's programs generally run expensive.

Based on comparable programs nationwide, first-year earnings around $36,600 would leave graduates with debt representing about eight months of gross pay—manageable by traditional standards. However, the two Georgia programs with reported data (Strayer and DeVry, both earning $43,700+) suggest this estimate might be conservative for the state market. If Point graduates match those Georgia outcomes, the debt becomes easier to service. If they don't, the premium you're paying over a community college option becomes harder to justify.

The practical concern is value relative to alternatives. Georgia's technical colleges offer business associate's degrees with minimal debt and solid employment pipelines. Point's estimated debt load needs to deliver something beyond the credential itself—whether that's network access, specific employer connections, or a pathway to bachelor's completion that wouldn't otherwise exist. Without actual graduate outcomes from this program, you're essentially betting on Point's institutional value-add justifying that $24,500 investment.