Analysis
A debt-to-earnings ratio of 0.70 looks manageable on paper, but that calculation rests entirely on estimates drawn from peer institutions nationwide—not actual outcomes from Principia's education graduates. With both earnings and debt figures suppressed due to small sample sizes, you're evaluating this program in a fog. The estimated $38,660 first-year salary aligns with the national median for bachelor's-level education programs, which suggests typical teacher starting pay. The estimated $27,000 debt load tracks closely with national norms as well.
What raises questions is the institutional profile itself. Zero percent of students receive Pell grants, indicating an unusually affluent student body at a highly selective Christian Science college with fewer than 500 undergraduates. That demographic reality doesn't change the economics of teaching salaries, which remain modest regardless of where you earned your degree. If your family can afford Principia without significant borrowing, the small-college experience may justify the choice. But if loans are necessary to bridge the gap between financial aid and the true cost of attendance, understand that you're betting on outcomes you can't verify—and teaching careers rarely generate the income needed to absorb debt beyond these estimates.
Ask the admissions office directly about graduate outcomes, teaching placement rates, and typical aid packages. Without actual data, you're making a significant financial commitment based on national averages that may or may not reflect this specific program's reality.
Where Principia College Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,280 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Principia College, approximately 0% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.