Finance and Financial Management Services (Bachelor's Degree) at Queens University of Charlotte

Est. Earnings (1yr)

$51,628

Est. from NC median (9 programs)

Est. Median Debt

$21,000

Est. from NC median (4 programs)

Analysis

A $21,000 debt load for finance graduates earning around $52,000 suggests a manageable start, with a debt-to-earnings ratio of 0.41 that falls comfortably below the concerning 1.0 threshold. Based on comparable finance programs across North Carolina, Queens graduates would face roughly one year's worth of entry-level salary in debt—a reasonable burden that most financial professionals should be able to handle within a few years of steady employment in Charlotte's banking sector.

However, these figures tell only part of the story. The earnings estimate comes from state medians because Queens' graduate sample was too small for the Department of Education to publish, meaning we're looking at what similar programs produce rather than what Queens specifically delivers. Charlotte's status as a major financial hub could work in graduates' favor—proximity to Bank of America, Wells Fargo, and countless fintech companies creates internship and employment opportunities that smaller markets can't match. Yet Wake Forest ($86,000) and Elon ($67,000) demonstrate that not all North Carolina finance programs produce equivalent outcomes, even in the same metro area.

The real question is whether Queens can leverage its Charlotte location to match or exceed that $52,000 baseline. With 68% of applicants admitted and 22% on Pell grants, the school serves a broader student body than Wake Forest but lacks verified data showing it converts that access into strong placement rates. Parents should press Queens directly about recent graduate outcomes before committing.

Where Queens University of Charlotte Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in North Carolina

Finance and Financial Management Services bachelors's programs at peer institutions in North Carolina (19 total in state)

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Queens University of CharlotteCharlotte	$43,285	$51,628*	—	$21,000*	—
Wake Forest UniversityWinston-Salem	$64,758	$85,944*	$113,398	$19,500*	0.23
Elon UniversityElon	$44,536	$66,614*	$87,590	$19,500*	0.29
Campbell UniversityBuies Creek	$40,410	$60,445*	$67,345	$25,000*	0.41
Appalachian State UniversityBoone	$7,541	$52,004*	$69,084	$21,267*	0.41
University of North Carolina at CharlotteCharlotte	$7,214	$51,628*	$65,028	$22,400*	0.43
National Median	—	$53,590*	—	$23,332*	0.44

* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Queens University of Charlotte, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in NC. Actual outcomes may vary.