Analysis
Similar business programs in Georgia typically produce first-year earnings around $44,400, which would make the estimated $26,125 debt load for Reformed University manageable—a 0.59 debt-to-earnings ratio falls comfortably within the range most financial aid experts consider sustainable. That's the good news for a program where we're working with statewide averages rather than school-specific outcomes.
The more complicated picture emerges when you look at the competitive landscape. Top business programs in Georgia—at UGA, Georgia Tech, and Emory—report first-year earnings ranging from $56,600 to $85,700, suggesting that where you earn your business degree matters considerably in this state. Reformed University's 73% admission rate and zero Pell grant recipients also raise questions about who this program serves and what kind of career networks students can expect to build.
For parents weighing this option, the estimated debt burden appears reasonable, but the earnings potential seems middling compared to Georgia's stronger business programs. If Reformed offers something specific your child needs—faith-based education, particular scheduling flexibility, or a strong alumni network in a target industry—it could still make sense. Otherwise, you're potentially leaving substantial earning power on the table, especially in a state with multiple business programs showing significantly higher outcomes.
Where Reformed University Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Compare to Similar Programs in Georgia
Business Administration, Management and Operations bachelors's programs at peer institutions in Georgia (54 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,360 | $44,392* | — | $26,125* | — | |
| $60,774 | $85,682* | $107,945 | $19,500* | 0.23 | |
| $11,764 | $73,557* | $78,313 | $23,000* | 0.31 | |
| $11,180 | $56,630* | $63,445 | $19,500* | 0.34 | |
| $31,725 | $55,567* | $62,476 | $23,625* | 0.43 | |
| $17,488 | $55,102* | $55,550 | $46,797* | 0.85 | |
| National Median | — | $45,703* | — | $26,000* | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Reformed University, approximately 0% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 40 similar programs in GA. Actual outcomes may vary.