Analysis
A debt-to-earnings ratio of 0.44 suggests manageable financial pressure for this mathematics program—based on comparable bachelor's programs nationally, graduates would owe roughly $21,500 while earning around $49,000 in their first year. That's a relatively modest burden. However, Rhode Island College's estimated outcomes trail other math programs in the state, where the median first-year salary reaches $53,000. The two programs with reported data—URI and Providence College—both produce stronger initial earnings, suggesting this program may lag its local competition.
The four-year earnings figure of $54,398 provides some reassurance that salaries grow beyond that first year, though this still positions graduates below the state median for math majors. What matters here is whether your student plans to stay in Rhode Island, where math talent commands premium pay, or pursue opportunities elsewhere. The school serves a predominantly first-generation college population (41% Pell recipients), which may explain both the modest debt levels and the more accessible admission standards.
For families concerned about return on investment, the debt picture is encouraging—it's below both state and national benchmarks for math programs. But the earnings estimates suggest this degree opens fewer doors than competing options nearby. If your child is comparing offers, ask what percentage of math graduates land teaching positions versus private sector roles, as that distinction dramatically affects early-career earnings trajectories.
Where Rhode Island College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rhode Island College | — | $54,398 | — |
| Massachusetts Institute of Technology | $109,288 | $180,882 | +66% |
| Cornell University | $87,251 | $127,962 | +47% |
| Vanderbilt University | $103,812 | $125,955 | +21% |
| University of Rhode Island | $55,330 | $58,779 | +6% |
Compare to Similar Programs in Rhode Island
Mathematics bachelors's programs at peer institutions in Rhode Island (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,986 | $48,772* | $54,398 | $21,498* | — | |
| $16,408 | $55,330* | $58,779 | $23,610* | 0.43 | |
| $60,848 | $50,697* | — | $27,000* | 0.53 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rhode Island College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.