Analysis
Rhode Island College's music program manages something rare: graduates earn well above the national median ($34,549 versus $26,036) while carrying just $14,133 in debt—roughly half the typical burden for music majors nationwide. That debt-to-earnings ratio of 0.41 is unusually favorable for an arts degree, meaning graduates could realistically pay off loans within a couple of years even on an artist's income.
The context matters here. With an 81% admission rate and serving a population where 41% receive Pell grants, this is an accessible program delivering solid results. Earnings at the 76th percentile nationally suggest graduates are finding decent work, whether in performance, education, or related fields. The modest 5% earnings growth over four years is typical for music careers, which often start at a plateau rather than climbing steeply.
The caveat: we're looking at a small sample (under 30 graduates), so individual circumstances could swing these numbers significantly. That said, the fundamentals are sound—low debt paired with above-average earnings creates genuine affordability. For families concerned about the financial viability of a music degree, this program demonstrates you don't need to choose between following your passion and avoiding crushing debt. Just understand that $36,000 four years out represents the reality of most music careers, not a stepping stone to higher income.
Where Rhode Island College Stands
Earnings vs. debt across all music bachelors's programs nationally
Earnings Distribution
How Rhode Island College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rhode Island College | $34,549 | $36,093 | +4% |
| University of North Carolina at Chapel Hill | $32,880 | $57,343 | +74% |
| University of Houston | $52,799 | $55,639 | +5% |
| The University of Texas Rio Grande Valley | $56,373 | $55,090 | -2% |
| Texas A&M University-Kingsville | $56,072 | $53,695 | -4% |
Compare to Similar Programs Nationally
Music bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,986 | $34,549 | $36,093 | $14,133 | 0.41 | |
| $9,228 | $59,926 | $45,889 | $28,000 | 0.47 | |
| $9,859 | $56,373 | $55,090 | $20,920 | 0.37 | |
| $9,892 | $56,072 | $53,695 | $31,000 | 0.55 | |
| $9,744 | $56,062 | — | $14,612 | 0.26 | |
| $9,711 | $52,799 | $55,639 | $26,000 | 0.49 | |
| National Median | — | $26,036 | — | $26,000 | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rhode Island College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.