Est. Earnings (1yr)
$36,890
Est. from national median (5 programs)
Est. Median Debt
$13,750
Est. from national median (5 programs)

Analysis

A $36,890 starting salary paired with $13,750 in debt creates a manageable financial foundation for a psychology bachelor's degree, though these figures come from comparable programs nationally rather than Rhode Island College's specific outcomes. The debt-to-earnings ratio of 0.37 means loan payments should consume less than a third of first-year income—workable for most graduates. With 41% of students receiving Pell grants, many families here are balancing affordability with career preparation, and this debt load stays well below the national median of $16,472 for psychology programs.

The challenge isn't the debt burden—it's what psychology bachelor's degrees typically lead to. Most entry-level positions in social services, case management, or related human services work hover around this salary range, and many psychology graduates find their career options expand significantly only after pursuing graduate education. Similar programs across the country produce these same earnings patterns, suggesting Rhode Island College graduates will likely face similar career trajectories unless they pursue additional credentials.

For families comfortable with the possibility of graduate school expenses down the road, this program offers a reasonable starting point. The lower undergraduate debt leaves room for future education costs. But if the plan is bachelor's-and-done, understand that $37,000 represents a realistic ceiling for early-career work in this field, and advancement often requires further education rather than just experience.

Where Rhode Island College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Compare to Similar Programs Nationally

Psychology bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Rhode Island CollegeProvidence$10,986$36,890*$13,750*
University of California-San DiegoLa Jolla$15,265$47,672*$18,200*0.38
Marist UniversityPoughkeepsie$46,140$47,348*$60,881$26,000*0.55
Northwestern UniversityEvanston$65,997$36,890*$59,494$11,630*0.32
University of California-DavisDavis$15,247$31,345*$53,727$14,745*0.47
Montreat CollegeMontreat$33,860$29,234*$35,005*
National Median$36,890*$16,472*0.45
* Estimated from similar programs

Career Paths

Occupations commonly associated with psychology graduates

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rhode Island College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.