Median Earnings (1yr)
$33,561
25th percentile
Median Debt
$24,100
9% below national median
Debt-to-Earnings
0.72
Manageable
Sample Size
97
Adequate data

Analysis

Rhode Island College's social work graduates start modestly at $33,561 but see their earnings jump 28% to $43,109 by year four—solid momentum in a field not known for rapid income growth. While first-year earnings trail the national median by about $3,700, this program ranks in the 60th percentile among Rhode Island's three social work programs, meaning it outperforms most local alternatives. The $24,100 debt load sits below the national median and translates to a manageable 0.72 debt-to-earnings ratio.

The real story here is trajectory. Social work typically offers stability over wealth, and this program delivers on that promise with graduates demonstrating consistent income progression. For families weighing options in Rhode Island, this represents a practical path: reasonable debt, competitive local outcomes, and earnings growth that suggests graduates are advancing in their careers rather than plateauing.

The caveat is that even with growth, year-four earnings of $43,000 demand realistic financial planning. This works best for students committed to social work as a calling and who understand they're prioritizing purpose-driven work over maximizing income. The accessible admission standards and significant Pell grant population suggest Rhode Island College serves students effectively without burdening them with crushing debt—a meaningful consideration in a helping profession.

Where Rhode Island College Stands

Earnings vs. debt across all social work bachelors's programs nationally

Rhode Island CollegeOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rhode Island College graduates compare to all programs nationally

Rhode Island College graduates earn $34k, placing them in the 25th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Rhode Island

Social Work bachelors's programs at peer institutions in Rhode Island (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rhode Island College$33,561$43,109$24,1000.72
National Median$37,296—$26,3620.71

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rhode Island College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 97 graduates with reported earnings and 156 graduates with debt data. Small samples may not be representative.