Mathematics at Ripon College

Borrowing $27,000 for a mathematics degree that places you at the state median is a defensible choice, though the debt load here runs notably higher than what's typical. Similar bachelor's programs in Wisconsin suggest first-year earnings around $50,300—right in line with the state median and slightly above the national benchmark of $48,800. With an estimated debt-to-earnings ratio of 0.54, graduates would need to dedicate roughly half their first-year salary to debt if paying it off in one year, which translates to manageable monthly payments under standard repayment plans.

The challenge lies in that $27,000 debt figure, which exceeds both the state median ($23,600) and national median ($21,500) for math programs. At a small liberal arts college like Ripon, you're presumably paying for smaller class sizes and personalized attention, but peer programs at institutions like Saint Norbert and Carthage produce similar earnings outcomes while typically keeping debt closer to the state average. UW-Madison's math graduates earn $67,700—a substantial premium—though access there may be more competitive.

For families comfortable with moderate debt in exchange for Ripon's close-knit environment, this program sits squarely in the "reasonable investment" category. Math majors generally enjoy strong employment prospects, and starting near $50,000 provides a solid foundation. Just recognize you're likely paying a $3,000-5,000 premium in borrowing compared to other Wisconsin options that appear to deliver comparable early-career outcomes.