Analysis
A debt-to-earnings ratio under 1.0 sounds manageable—until you consider what peer Security Science and Technology programs nationally suggest about career trajectories. At roughly $39,000 in first-year earnings against $27,000 in debt, graduates from comparable programs would need to dedicate significant portions of early paychecks to loan repayment, with monthly payments potentially consuming 10-15% of take-home pay. This field doesn't command premium starting salaries, and while security-related careers can offer stability, the income growth curve matters more than the starting point when you're carrying this debt load.
What makes this particularly uncertain is that Rivier is one of only two schools in New Hampshire offering this bachelor's degree, and neither has published actual outcomes data. That means parents are working with national estimates rather than concrete evidence of how this specific program performs. The security field itself is broad—ranging from physical security to cybersecurity to emergency management—and earnings vary considerably based on which path graduates actually pursue. If most Rivier graduates land in lower-paying security coordinator roles rather than technical positions, the financial picture worsens quickly.
The straightforward takeaway: this appears financially viable based on what similar programs produce nationally, but you're making that judgment without knowing where Rivier's graduates actually work or earn. Before committing, insist on speaking with recent alumni about their actual job placements and starting salaries.
Where Rivier University Stands
Earnings vs. debt across all security science and technology bachelors's programs nationally
Compare to Similar Programs Nationally
Security Science and Technology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,791 | $39,252* | — | $27,000* | — | |
| $45,550 | $70,586* | $80,946 | $29,080* | 0.41 | |
| $34,940 | $69,872* | $80,106 | $27,000* | 0.39 | |
| $5,656 | $58,249* | — | $20,693* | 0.36 | |
| $42,304 | $55,259* | — | $19,500* | 0.35 | |
| $42,204 | $55,259* | — | $19,500* | 0.35 | |
| National Median | — | $39,252* | — | $25,000* | 0.64 |
Career Paths
Occupations commonly associated with security science and technology graduates
Information Security Analysts
Geographers
Financial Examiners
Geography Teachers, Postsecondary
Criminal Justice and Law Enforcement Teachers, Postsecondary
Accountants and Auditors
Cartographers and Photogrammetrists
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
Police and Sheriff's Patrol Officers
Customs and Border Protection Officers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rivier University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 41 similar programs. Actual outcomes may vary.