Median Earnings (1yr)
$25,289
35th percentile (40th in TN)
Median Debt
$8,721
20% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
184
Adequate data

Analysis

Roane State's Liberal Arts associate degree starts slow but shows something many community college programs don't: genuine income growth. First-year earnings of $25,289 trail both state and national medians, but by year four, graduates reach $35,242—a 39% jump that outpaces typical wage progression for this credential.

The financial fundamentals work in students' favor. At $8,721 in debt—below Tennessee's median and just one-third of first-year earnings—graduates face manageable payments even during those leaner early years. Among Tennessee's 33 schools offering this program, Roane State lands near the middle for earnings, but with lower debt than most, creating a sensible entry point for students exploring their academic direction or completing prerequisites before transfer.

The gap with top Tennessee programs is real: Austin Peay State graduates earn $5,400 more four years out. But Roane State fills a different role—it's an affordable foundation where the debt won't become an anchor. For students planning to transfer to a four-year program or those who need a flexible schedule and local access, this is exactly what a community college should deliver: modest cost, reasonable outcomes, and a pathway forward.

Where Roane State Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Roane State Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Roane State Community College graduates compare to all programs nationally

Roane State Community College graduates earn $25k, placing them in the 35th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Tennessee (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Roane State Community College$25,289$35,242$8,7210.34
Austin Peay State University$30,708$37,417$17,5000.57
Nashville State Community College$29,280$38,052$13,3090.45
Southwest Tennessee Community College$28,980$32,601$8,7500.30
Jackson State Community College$27,378$31,336$5,5000.20
Motlow State Community College$26,915$35,213$5,5000.20
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Austin Peay State University
Clarksville
$8,675$30,708$17,500
Nashville State Community College
Nashville
$4,498$29,280$13,309
Southwest Tennessee Community College
Memphis
$4,550$28,980$8,750
Jackson State Community College
Jackson
$4,516$27,378$5,500
Motlow State Community College
Tullahoma
$4,536$26,915$5,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Roane State Community College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 184 graduates with reported earnings and 194 graduates with debt data. Small samples may not be representative.