Analysis
Based on comparable Human Development and Family Studies programs in Michigan, Rochester University graduates can expect first-year earnings around $35,200—right at the state median but slightly above the national benchmark of $33,500. The estimated $26,000 in debt sits below both Michigan's typical $29,500 and the national median of $25,000, creating a debt-to-earnings ratio of 0.74 that's manageable but not comfortable.
The challenge with this field is that entry-level salaries cluster tightly in the mid-$30,000s regardless of institution. Top programs like Spring Arbor only command about $2,000 more annually, which won't dramatically change your financial timeline for paying down loans. Similar programs across Michigan suggest your child might need 18-24 months of dedicated payment to clear this debt, assuming they can allocate 15-20% of take-home pay. Fields like social services, family counseling, and early childhood education—common career paths for this degree—rarely offer salary jumps that justify significantly higher debt loads.
The real question is career trajectory beyond year one. If your child plans to pursue graduate education (common in this field for roles like licensed therapists or school counselors), factor in additional debt before earning potential meaningfully increases. If they're aiming for direct entry into family services or community programs, these estimated figures represent a realistic financial starting point—not particularly generous, but workable with careful budgeting.
Where Rochester University Stands
Earnings vs. debt across all human development, family studies, bachelors's programs nationally
Compare to Similar Programs in Michigan
Human Development, Family Studies, bachelors's programs at peer institutions in Michigan (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $27,938 | $35,216* | — | $26,000* | — | |
| $32,580 | $37,401* | — | $26,000* | 0.70 | |
| $12,810 | $36,494* | $35,828 | $43,076* | 1.18 | |
| $14,190 | $35,318* | $39,851 | $27,209* | 0.77 | |
| $13,630 | $35,216* | $31,983 | $25,769* | 0.73 | |
| $15,298 | $35,209* | $38,672 | $29,539* | 0.84 | |
| National Median | — | $33,543* | — | $25,000* | 0.75 |
Career Paths
Occupations commonly associated with human development, family studies, graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Family and Consumer Sciences Teachers, Postsecondary
Social and Human Service Assistants
Preschool Teachers, Except Special Education
Childcare Workers
Nannies
Social Scientists and Related Workers, All Other
Community and Social Service Specialists, All Other
Farm and Home Management Educators
Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rochester University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MI. Actual outcomes may vary.