Analysis
Education degrees from Illinois programs typically lead to starting salaries around $39,000, and Rockford University's program appears to track with these state norms based on peer institutions. The estimated $27,000 in debt sits just above the national median for education bachelor's programs, creating a debt-to-earnings ratio of 0.70—manageable for a field with clear career pathways and relatively stable employment, though not exceptional.
The real consideration here is whether this investment makes sense given Illinois' teaching landscape. With 42% of Rockford students receiving Pell grants, many families are financing this degree with significant borrowed money. Teaching salaries in Illinois vary considerably by district—Chicago suburbs pay substantially more than rural areas—so location after graduation matters enormously. The estimated debt load is reasonable if your child lands a position in a well-paying district, but it could feel burdensome in lower-paying rural schools where starting salaries might barely exceed these first-year estimates.
For families financing this degree primarily through loans, verify what actual graduates from Rockford's education program are experiencing in job placement and starting compensation. The estimates suggest a workable financial picture, but teaching is one field where the specific school's reputation with local districts and student teaching placements can significantly impact outcomes. If Rockford has strong relationships with higher-paying Illinois school districts, this could be a solid choice; without that network, you're taking on debt with limited upside beyond typical teaching salaries.
Where Rockford University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,300 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rockford University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.